Privacy Policy – First Century Saving

At First Century Saving, your privacy and security are our top priorities. This Privacy Policy explains how we collect, use, and protect your personal information when you use our online banking platform.

1. Information We Collect

We collect information to provide you with secure and efficient banking services, including:

  • Personal Information: Name, address, phone number, email, date of birth, and identification documents.

  • Account Information: Account numbers, balances, transaction history, and savings details.

  • Device & Usage Data: IP address, browser type, device information, and usage patterns for security and optimization.

2. How We Use Your Information

Your information is used for purposes including:

  • Facilitating account management, deposits, withdrawals, and fund transfers.

  • Processing loan applications, fixed deposits, and recurring savings plans.

  • Communicating important updates, notifications, and security alerts.

  • Improving our services and platform experience.

  • Compliance with legal and regulatory requirements.

3. Data Protection & Security

We implement strict measures to protect your information, including:

  • Advanced Encryption: All sensitive data is encrypted during transmission and storage.

  • Multi-Factor Authentication (MFA): Ensures secure account access.

  • Real-Time Monitoring: Detects and prevents unauthorized access or suspicious activity.

  • Access Controls: Only authorized personnel have access to your personal information.

4. Sharing of Information

We do not sell your personal information. We may share data in limited circumstances, such as:

  • With trusted service providers to facilitate banking services.

  • When required by law or regulatory authorities.

  • To protect the rights, safety, or property of our users and First Century Saving.

5. Cookies & Tracking

We use cookies and similar technologies to enhance your experience, analyze trends, and improve our services. You can manage cookie preferences through your browser settings.

6. Your Rights

You have the right to:

  • Access the personal information we hold about you.

  • Request corrections or updates to your information.

  • Withdraw consent for certain uses of your data.

  • Request deletion of your personal data where applicable by law.

7. Policy Updates

First Century Saving may update this Privacy Policy periodically. We encourage you to review it regularly to stay informed about how we protect your data.

8. Contact Us

If you have questions, concerns, or requests regarding your personal information, please contact us at:
Email: info@firstcenturysaving.com
Phone: (201) 878-4819